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What is the minimum property damage liability limit in New York, and what no-fault coverage is also required?
- A.$5,000 property damage and no no-fault coverage
- B.$25,000 property damage only
- C.$10,000 property damage, plus $50,000 in no-fault personal injury protection (PIP)
- D.$100,000 property damage and no PIP
Correct answer
C. $10,000 property damage, plus $50,000 in no-fault personal injury protection (PIP)
Why
New York requires at least $10,000 in property damage liability, summarized with the injury limits as 25/50/10, plus $50,000 in no-fault PIP coverage. The no-fault coverage pays basic injury-related costs regardless of who caused the crash.
Manual topic: NY Driver's Manual (MV-21) - Chapters 1-3: Getting a License · From the New York Learner's Permit (Car) practice bank (NYC-191).